This is certainly not how you planned your life. You didn’t expect to ever get divorced and you never thought you would be in the financial predicament you are in. Attorney’s fees are draining your bank account faster than you can fill it up.
You’ve never been late on your payments before, but suddenly you are getting calls and letters from debt-collection agencies who are harassing and threatening you. The stress is overwhelming. Is there any way out?
There may be an option
When finances start to control your life, bankruptcy can be a viable option for getting it back on track. Many people feel ashamed about needing to file for bankruptcy. But there is no shame involved. The bankruptcy code was created to help people get a fresh start and move on with their lives.
Did you know that divorce is one of the top five reasons people file for bankruptcy? Many people find themselves in financial straits during and after a divorce. Your ex may have been ordered to pay some of the credit card bills, but if they are joint accounts, you may find that these companies disregard the divorce decree and come to you for payment anyway.
You have enough already
Divorce, in and of itself, is one of the most stressful things a person can endure. Couple that with financial uncertainty and you have a recipe for depression and anxiety. There is no need to struggle alone. If you are getting divorced and you find that there is no good way for you to move financially forward with the debt you have, talk with a bankruptcy attorney. You may find just the hope and peace you were looking for.