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October 2018 Archives

Child support arrearages may hurt credit

When people in Pennsylvania fail to keep up with child support obligations, it can impact their ability to qualify for a mortgage. Delinquent child support, also referred to as child support arrearages or back child support, can harm the person's credit and make it more difficult to secure loans. People who are interested in purchasing homes should know that not every loan program will disqualify borrowers who owe back child support, but high monthly payments may impact qualifying ratios, and loans backed by the government are generally stricter about back child support.

Financial recovery from "gray divorce"

An increasing number of older Americans in Pennsylvania and across the country are considering divorce. Since 1990, the divorce rate for people age 50 and older has doubled, a trend that shows all signs of continuing. This has taken place even as the same rate has flattened out or even declined for younger Americans or across demographic groups as a whole. While people in remarriages and those who have been married for a shorter period of time are most likely to divorce, "gray divorce" can impact even couples who have been together for decades.

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