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Child Support Archives

Child support arrearages may hurt credit

When people in Pennsylvania fail to keep up with child support obligations, it can impact their ability to qualify for a mortgage. Delinquent child support, also referred to as child support arrearages or back child support, can harm the person's credit and make it more difficult to secure loans. People who are interested in purchasing homes should know that not every loan program will disqualify borrowers who owe back child support, but high monthly payments may impact qualifying ratios, and loans backed by the government are generally stricter about back child support.

When parents resist paying child support

In some divorces in Pennsylvania and throughout the country, a certain dynamic plays out. The husband is basically satisfied with the marriage while his wife wants changes. She tries for years to discuss this with him, but nothing changes. Eventually, she files for divorce. The man is furious that what has been a comfortable arrangement for him has come to an end. Often, that anger centers on the need to pay child support.

Child support skirted by voluntary impoverishment

Parents in Pennsylvania may find it increasingly difficult to enforce child support agreements due to a practice called voluntary impoverishment. The process relies on the strategic manipulation of the system through under-reporting payments and earnings to the IRS to avoid child support obligations.

Public assistance agencies place priority on child support

A parent in Pennsylvania pursuing a separation or divorce might hit financial hard times. This is especially common when one parent was financially dependent on a spouse. Loss of income due to separation or divorce might prompt someone to apply for public assistance. Government agencies, however, will want details about child support payments before awarding benefits like food, housing, or childcare assistance. If child support payments have not been officially set up through a court, a public assistance agency might seek to collect the support money to offset taxpayer expenses to the dependent child or parent.

Considering remarriage and child support payments

People in Pennsylvania who go through a divorce may wonder about the impact that remarriage can have on child support. In many cases, people who remarry may seek to have more children in the future as part of their new marriage. In other cases, people marry other single parents and take on at least some of the financial responsibilities for raising their children. It can be particularly important for divorced parents to understand the impact that different scenarios can have on their child support entitlements and obligations.

Understanding more about child support payments

When Pennsylvania parents split up, child support can be a key issue. These funds can be critical for providing for a child's needs, including educational, medical and personal expenses. Many people across the country have little understanding of child support statistics. However, it can be very important for people going through the process to learn more about what they may expect.

How to terminate child support orders in Pennsylvania

Noncustodial parents are generally required to pay child support to help custodial parents raise a child. However, it is possible that a parent who is receiving support can request that those payments be stopped. This generally occurs when parents choose to get back together after a separation or divorce. If the parents are back together, there is no reason to mandate a certain level of support.

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