Rowe Law Offices, P.C.Berks County, Pennsylvania Family Law & Estate Planning Law Firm2024-03-11T05:16:31Zhttps://www.rowelawpc.com/feed/atom/WordPress/wp-content/uploads/sites/1503609/2023/05/cropped-site-identity-32x32.pngOn Behalf of Rowe Law Offices, P.C.https://www.rowelawpc.com/?p=514622024-03-06T06:16:58Z2024-03-11T05:16:31ZThis information can provide a clear picture of your financial situation and help you make informed decisions during divorce. It can also help you to identify anomalies or underhand tactics by your spouse that may deny you your rightful share of the marital property.
Consider tax implications
There may be tax consequences related to your divorce. For instance, your filing status will change as you can no longer file a joint tax return. In addition, certain taxes may apply to some assets, like funds withdrawn from a retirement account. Understanding these and other tax implications will help you avoid surprises and plan accordingly.
Create a post-divorce budget
It will not be business as usual after divorce, especially with your finances. You will no longer be sharing expenses with your spouse, so it’s important to create a budget aligned with your new financial reality. Account for your income, expenses and any support payments you may receive or need to make. It will help you plan for your financial future and help you to ensure that you can meet your needs once the divorce is finalized.
Reaching out for early legal guidance if you are contemplating a divorce can help you confidently navigate the legal process, avoid costly mistakes and protect your interests. With a fair settlement, you can transition to the next chapter of your life with greater financial security and peace of mind.]]>On Behalf of Rowe Law Offices, P.C.https://www.rowelawpc.com/?p=514582024-02-21T17:22:21Z2024-02-22T06:01:06ZWhen couples get divorced later in life, it is often referred to as gray divorce. These are usually couples who are in their 50s or 60s, or potentially even older. In recent years, their divorce rates have been hitting record highs, while the divorce rate for younger Americans has been going down.Because of this trend, researchers have started looking into the potential reasons why this happens. Here are three examples.
A changing stigma
For one thing, researchers note that the stigma around divorce is much lower than it used to be. Most people no longer think of it as socially or culturally taboo. As a result, many of these older couples may have considered divorce a few decades ago and not felt comfortable doing it – but now they do.
The children are independent
Once the children move out of the house, couples have more time for themselves. But some couples discover that they’ve actually been drifting apart, perhaps for years. The children were just distracting and so they didn’t notice that their own relationship was deteriorating. But once the children are independent and live on their own, these relationship issues become clear.
Different plans for the future
Finally, some couples just have a different idea of what they want for the last 20 or 30 years of their life. Maybe one person wants to travel while the other wants to stay home. Maybe one partner wants to retire and the other just plans to continue working. When future plans don’t align, couples sometimes get divorced.It can be complex to go through a gray divorce, especially from a financial perspective. Take the time to carefully look into your legal options.]]>On Behalf of Rowe Law Offices, P.C.https://www.rowelawpc.com/?p=514572024-02-13T05:29:36Z2024-02-17T05:29:23ZDivorce is a subject that is often sensationalized in the news. This approach can help to attract readers or viewers, but it doesn’t always do those who turn in a service. This sensationalism can lead to a skewed portrayal of divorce, fostering misconceptions and biases that don't necessarily reflect the complexities and nuances of ending a marriage.
As a result of this reality, it’s important to approach what you read or hear about divorce in the media with a critical eye, recognizing that the truth is often more complicated – and possibly far less dramatic, most of the time – than it appears.
The sensationalism of divorce
Media outlets often prioritize stories that are sensational or dramatic because they attract more attention. Divorce, especially when it involves celebrities or high-profile individuals, is ripe for this kind of sensationalism. Reports may focus on scandalous details, acrimonious splits or large financial settlements, painting a picture of divorce that is fraught with conflict and drama. In reality, many couples manage to navigate the end of their marriage while prioritizing mutual respect and cooperation.
Lack of context and complexity
Every couple's situation is unique and influenced by a myriad of factors. Media reports may not delve into these complexities, opting instead for a more simplistic narrative that can misrepresent the realities of divorce. This lack of depth can perpetuate stereotypes and misconceptions, such as the idea that one party is always to blame or that children are inevitably harmed by divorce.
The focus on the negative
News stories about divorce frequently emphasize the negative aspects of divorce, such as legal battles, financial disputes and emotional turmoil. While these concerns can be part of the divorce process, they don't represent everyone’s stories. Positive outcomes, such as successful co-parenting arrangements and personal growth post-divorce, are less likely to be featured in the news.
The influence of bias
Media bias can also shape how divorce is portrayed. Depending on the outlet's perspective or the specific narrative they wish to promote, stories about divorce may be framed in a way that aligns with certain ideologies or viewpoints. This bias can influence how information is presented, which details are emphasized, and which are omitted, leading to a distorted view of divorce and its impact on families.At the end of the day, it's important to remember that the way divorce is portrayed in the news may not always reflect reality. Keeping this in mind can help you to approach the subject more realistically all the way around. ]]>On Behalf of Rowe Law Offices, P.C.https://www.rowelawpc.com/?p=514172024-02-08T05:06:27Z2024-02-14T05:06:11ZDivorce is a sensitive matter that you may wish to keep private. However, even though it can be uncomfortable, you may need to break the news to your boss and colleagues.Here is why:
It can affect your work
Divorce can affect your work in several ways. For example, you may need to attend divorce proceedings during work hours, which means you may need to leave work early or arrive late. Doing this can be easier when your boss knows what's happening, as they can make your schedule more flexible. Additionally, a marriage you thought would last forever ending can be emotional. And this can affect your work performance. You may need to reduce your tasks or take some time off. Your boss can be more supportive when you keep them in the loop.Further, you may need to make changes to your paperwork after the divorce. For example, if you and your soon-to-be ex-spouse jointly filed income taxes, you may need to change the tax information.
Do you need to tell your co-workers as well?
You don't need to inform your co-workers about your divorce, especially if you are not close with them. However, if they knew your spouse, perhaps your spouse was invited to work events, it may be wise to tell them about the divorce since they may learn about it in another way.
What should you tell them?
You don't need to provide in-depth details when telling your employer and co-workers about your divorce. Your boss only needs to know what you are going through, the changes you wish to make and how you plan to stay on track with your responsibilities. You can inform your co-workers you are going through a divorce and politely remind them to respect your privacy. Talking about divorce at work can be uncomfortable, but it may be necessary in certain circumstances. Consider legal help to know the steps to take. ]]>On Behalf of Rowe Law Offices, P.C.https://www.rowelawpc.com/?p=514162024-02-05T05:41:42Z2024-02-09T05:41:16ZWhat are the legal implications?
Before discussing divorce with your children, understand the legal process and timelines. Your children's age and maturity levels will influence how much they can comprehend and cope with the information. It is generally a good idea to consult with your attorney to ensure that sharing information with your children will not impact custody arrangements or legal proceedings.
When is the right time?
Timing is crucial when discussing divorce with your children and the right moment will vary with each family. When trying to determine the best time for your family, it is generally helpful to consider a time after you have made legal decisions but before the changes impact their daily lives.
It is also best to avoid times of high stress or transition.
How should we tell the children?
It can help to have both parents present for the conversation. This approach can reinforce the message that, despite the divorce, parental support will continue. It is also wise to be prepared to answer your children's questions and address their concerns. Honesty, while maintaining age-appropriate language, can help them trust and rely on you during this transition.
The decision to inform your children about your divorce is not one to take lightly. It is essential to consider the legal implications, the appropriate timing, and the most supportive way to communicate this life-altering news. By approaching this conversation with sensitivity and care, you can help your children navigate through the changes with reassurance and love.]]>On Behalf of Rowe Law Offices, P.C.https://www.rowelawpc.com/?p=514142024-01-30T18:56:38Z2024-01-30T18:56:38ZUnderstanding your emotions
Processing your feelings is a crucial step toward healing after the betrayal of infidelity. It can be healthy to acknowledge and understand your emotional state:
Accept that a rollercoaster of feelings is typical: Your emotions will likely vary from anger to sadness, betrayal to confusion. It's okay to feel them all.
Give yourself time to grieve: The end of a marriage is a loss, akin to mourning. Allow yourself the space to grieve for what was and what could have been.
Resist the urge to lash out on social media
In the digital age, social media can serve as a platform for expression, but it's important to handle your online presence carefully during such a vulnerable time. Here are some tips to manage your social media activity:
Think before you post: Remember that once something is shared online, it can be difficult to take back and even used against you in court. Consider the potential long-term impact of what you share.
Protect your privacy: Be mindful of your and your family's privacy. Avoid sharing intimate details or venting about your situation publicly.
Seek offline support: Instead of looking for validation or sympathy online, turn to close friends, family or a professional for support.
Healing from the hurt
Taking steps to heal is essential for moving past the pain of infidelity. Here's how you can start to recover:
Seek support: Lean on friends, family or a therapist. Talking through your feelings can be therapeutic and provide clarity.
Self-care is crucial: Prioritize your well-being through exercise, hobbies or relaxation. Self-care is not selfish; it's necessary for healing.
Moving forward
After the initial shock and hurt, it's time to look ahead and rebuild. Here's how to focus on moving forward:
Rebuild self-esteem: Infidelity can leave you doubting your worth. Remember that someone else's actions do not define your value.
Embrace the opportunity for growth: While painful, this period of change can lead to personal development and a stronger sense of self.
Remember, healing from infidelity takes time and patience. It's a journey of self-discovery, and you don't have to walk it alone. Seek out the support you need to navigate this challenging time.]]>On Behalf of Rowe Law Offices, P.C.https://www.rowelawpc.com/?p=514132024-01-12T20:42:33Z2024-01-12T20:42:33ZIt won’t be easy
Like everything else that’s new, co-parenting has its ups and downs. The adjustment period might be shorter if you and your former spouse are on good terms. But even when conflict is minimal, unexpected turns and disagreements will almost certainly arise, requiring patience and understanding.
It’s not about romance
One of the most difficult adjustments for new co-parents is understanding that the focus is no longer on their personal desires for romance and a sexual relationship. This change in dynamics is crucial, so both of you prioritize your children’s needs. Providing love, support and safety must be your mission going forward.
It’s not about one parent getting their way
Micromanagers tend to have a difficult time forging a good co-parenting relationship. The need to control their children’s lives or their ex-spouse’s actions can make it extremely difficult to put their kids’ needs first. Seeking counseling to help with these urges may help them develop skills for consulting with their co-parents, sharing resources and providing constructive feedback. Those who can’t adjust may want to consider a parallel parenting relationship.
It will never become routine
Everything changes, and co-parenting is no exception. Your children are growing and developing new interests and activities. Your parenting plan will have to adapt to allow for these changes. You and your ex may have new romantic relationships or make career changes. Both of you must be willing to accept change while keeping the focus solely on your children’s best interests.]]>On Behalf of Rowe Law Offices, P.C.https://www.rowelawpc.com/?p=514042023-12-29T20:40:27Z2023-12-29T20:39:27ZReasons couples file after the beginning of the year
Several emotional and practical rationales exist for waiting until the first of the year to file for a divorce. Here are a few:
Couples do not want their divorce proceedings to coincide with the holiday season, disrupting their children’s and families’ lives.
New Year’s is a time for resolutions, and many people see January as a chance for a fresh start.
Economic benefits may exist, such as bonuses paid out at the end of the year, health insurance benefits and tax incentives for filing as a married couple for the previous year.
While divorce filings typically diminish considerably from Thanksgiving through New Year’s Day, Google Trends searches for divorce begin picking up steam in early January, according to a report from The New York Times.
Other divorce trends
The divorce and marriage rates have declined significantly in the past 20 years. In 2000, just under 1 million divorces and annulments were reported. In 2021, 690,000 people ended their marriages, dropping the divorce rate from 4.0 to 2.5 per 100,000 people. The marriage rate also seriously dipped during that period. But things that have stayed the same are the reasons for divorce. According to a National Library of Medicine survey, the top three given are:
Arguments and heightened conflict: 58%
Getting married too soon: 45%
Financial problems: 38%
The study also said that for couples who try to make challenging relationships work, the final straw is often domestic violence, substance abuse or infidelity. Relationship experts say that January and March typically see an increase in divorces for those who tried to weather the holiday season. August and September also see more filings as it comes at the end of summer break for children.]]>On Behalf of Rowe Law Offices, P.C.https://www.rowelawpc.com/?p=513872023-12-14T19:50:04Z2023-12-14T19:50:04ZPreparation and organization are essential
The U.S. Government Accountability Office published a study showing a man’s standard of living drops, on average, by 21% after a gray divorce. For women, that decrease is 41% to 45%. Getting knowledgeable legal guidance is advisable to get an accurate picture of your share of the marital estate, along with whether you qualify for spousal support and how much. Besides working with an experienced lawyer, here are other ways to prepare:
Before the divorce: List all your assets, debts and expenses. For some, looking at the last six months of credit card statements can be a good barometer for separating essential expenses from discretionary spending. If you own a house, know how much equity you have or what you owe on your mortgage. Once you gather this information, your attorney can help you determine a fair division of marital assets and debts.
After the divorce: Your plan should include whether you can afford remaining in the marital home or whether you need to downsize. If you decide to return to or continue your career, look for ways to maximize your income so you know where you stand and what you can afford. One way to help you start on solid footing is to address and pay off any marital debt, if possible, before the divorce.
Remember that you are not alone
Start building a rainy day fund once the possibility of divorce emerges. Divorce after 50 can be challenging, but with the proper planning, financial stability can be a reality. Besides working with professionals who prioritize your interests, let your family and others who love you help with the transition. Focus on living a happier and healthier life, not just surviving.]]>On Behalf of Rowe Law Offices, P.C.https://www.rowelawpc.com/?p=513862023-11-17T19:48:30Z2023-11-17T19:48:30ZPlan every detail and avoid surprises
If you already have a parenting plan, make sure you follow it, although flexibility can be a good thing if you agree. Some co-parents alternate years for having their kids on certain holidays, while others may have them spend part of the day with each parent. Every family is different. What matters most is having a plan that works for your children.
Cooperate and collaborate
The holidays should never be about competing with the other parent. Neither should try to outdo the other in buying “better” or more expensive gifts. Co-parents should talk to each other about which gifts to buy. If one parent is better off financially and can afford more expensive gifts, there’s nothing wrong with that as long as the other parent is in the loop and approves or even offers suggestions.
Let your kids know the plan
Be sure to tell your kids about holiday plans well in advance. Avoid offering to let them decide how to spend their time as that puts them in a no-win situation of “choosing” between parents. Be upbeat and explain that both of you came up with the plan and are excited to make the holidays meaningful for them.
Preserve traditions and begin new ones
Your family may have certain traditions that you’ve followed since you were a kid. Look for ways to uphold those rituals so your children will want to pass them along to theirs. Be considerate of similar customs that are important to your co-parent and be just as determined to keep them in place. But it’s also essential to look for possibilities to start new traditions. Maybe it’s going to a neighborhood celebration or watching a holiday movie you’ve never seen.
Be sure to listen to your children
Even if you and your ex see eye-to-eye on co-parenting and your children seem well-adjusted, understand that the holidays will still likely be stressful for them. Look for signs of distress and don’t ignore their feelings. One way to help is avoid saying negative things about your co-parent or their family. The other is to avoid bending too far in the other direction by overindulging them. Be consistent and stick to the plan you’ve created.]]>